Action Required
Insurance carriers require notification when an employee or dependent's eligibility status changes. The following list provides a general... [more]

Eligibility Audits
Is everyone listed on your group health insurance premium notice eligible for coverage according to your insurance contract? Are all of the individuals listed as dependants  really eligible for coverage? Have you extended coverage... [more]

Fierce Competition
At last count there were about 60,000 agents licensed to sell health insurance in Ohio. That explains why you get so many phone calls about your benefits throughout the year. You can buy just about any plan from any one of them... [more]

Brokers Role
Your insurance broker plays an important role in your employee benefit plan. Brokers are your first and sometimes only line of defense to the insurance industry. The insurance industry is changing at break-neck... [more]

HSA vs. HRA - What Are The Differences?
Consumer-driven health care plans (CDHP) typically have two components; first, an underlying traditional health plan that includes significant deductibles and/or coinsurance, and second, some type of individual... [more]

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